Terms and Conditions

Effective Date: October 25, 2025

Welcome to K.R.D. Collective Holdings. These Terms and Conditions govern your use of our website, services, and any transactions conducted with K.R.D. Collective Holdings.

By accessing our website or purchasing our services, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our website or services.

1. Company Information

K.R.D. Collective Holdings provides business consulting, administrative support, operational consulting, strategic planning, project support, and related professional services.

For questions regarding these Terms and Conditions, please contact us through the contact information provided on our website.

2. Services

K.R.D. Collective Holdings offers consulting and business support services designed to assist individuals, entrepreneurs, and organizations with operational, administrative, and strategic business needs.

Service descriptions, pricing, deliverables, and timelines may vary depending on the selected service package, proposal, agreement, or invoice.

We reserve the right to modify, discontinue, or update services at any time without prior notice.

3. Pricing and Payment

All prices displayed on this website and all invoices are listed in United States Dollars (USD) unless otherwise stated.

Payment may be required before services begin unless otherwise agreed in writing.

Payments are securely processed through trusted third-party payment providers, including Stripe and other authorized payment processors.

Failure to submit payment when due may result in suspension, cancellation, or termination of services.

4. Refunds

Refund eligibility is governed by our Refund Policy.

By purchasing services from K.R.D. Collective Holdings, you acknowledge that you have reviewed and accepted our Refund Policy before completing your purchase.

5. Cancellations

Cancellation requests are governed by our Cancellation Policy.

Clients are responsible for reviewing the Cancellation Policy before booking services, consultations, subscriptions, or other engagements.

6. Fulfillment Policy

Service delivery, fulfillment timelines, scheduling procedures, and client responsibilities are outlined in our Fulfillment Policy.

By purchasing services, you agree to the terms of the Fulfillment Policy.

7. Client Responsibilities

Clients agree to:

• Provide accurate and complete information.

• Respond to requests for information in a timely manner.

• Cooperate during service delivery.

• Review all materials provided during the engagement.

K.R.D. Collective Holdings is not responsible for delays caused by incomplete, inaccurate, or delayed information provided by the client.

8. No Professional Advice

K.R.D. Collective Holdings provides consulting and business support services only.

We do not provide:

• Legal advice

• Tax advice

• Accounting services

• Investment advice

• Securities or brokerage services

• Financial advisory services

• Insurance advice

Any information provided through our website, consultations, communications, reports, or recommendations is for informational purposes only and should not be relied upon as professional advice.

Clients should seek guidance from appropriately licensed professionals when necessary.

9. Intellectual Property

All website content, text, graphics, logos, branding, images, documents, downloads, and materials are the property of K.R.D. Collective Holdings unless otherwise stated.

You may not:

• Copy or reproduce website content

• Sell or distribute website content

• Modify website materials

• Use company branding without written permission

Unauthorized use may result in legal action.

10. Website Use

You agree not to:

• Use the website for unlawful purposes

• Attempt to gain unauthorized access to website systems

• Distribute harmful software or malware

• Interfere with website functionality

• Misrepresent your identity

We reserve the right to restrict or terminate access to users who violate these terms.

11. Privacy

Your use of our website is also governed by our Privacy Policy.

By using our website, you consent to the collection and use of information as described in our Privacy Policy.

12. Third-Party Services

Our website may contain links to third-party websites, software, platforms, or service providers.

K.R.D. Collective Holdings is not responsible for the content, policies, practices, or services of third-party providers.

Use of third-party services is at your own risk.

13. Limitation of Liability

To the fullest extent permitted by law, K.R.D. Collective Holdings shall not be liable for:

• Indirect damages

• Consequential damages

• Lost profits

• Lost business opportunities

• Data loss

• Service interruptions

Our total liability shall not exceed the amount paid by the client for the specific service giving rise to the claim.

14. No Guarantee of Results

While we strive to provide valuable consulting and business support services, we do not guarantee specific outcomes, business results, financial performance, operational improvements, or commercial success.

Results may vary based on factors outside our control.

15. Security

We take reasonable measures to protect customer information and payment data.

Payments are processed through secure third-party payment providers that maintain industry-standard security practices and PCI-compliant payment processing systems.

16. Legal Restrictions

Users are responsible for complying with all applicable local, state, federal, and international laws related to their use of our website and services.

Services may not be available in all jurisdictions.

17. Changes to Terms

K.R.D. Collective Holdings reserves the right to update these Terms and Conditions at any time.

Changes become effective immediately upon posting to this website.

Continued use of the website or services constitutes acceptance of any revised terms.

18. Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws of the State of Wyoming, without regard to conflict of law principles.

19. Contact Information

If you have questions regarding these Terms and Conditions, please contact K.R.D. Collective Holdings using the contact information provided on our website.

By using this website and purchasing our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.